var TotalPaymentFactored;


function EREmoneyFormat(mnt) {
    mnt -= 0;
    mnt = (Math.round(mnt * 100)) / 100;
    if (mnt == Math.floor(mnt)) {
        mnt = mnt + '.00'
    } else {
        if (mnt * 10 == Math.floor(mnt * 10)) {
            mnt = mnt + '0'
        }
    }
    return '$' + mnt
}

function moneyFormat(num) {
    num = num.toString().replace(/\$|\,/g, '');
    if (isNaN(num)) num = "0";
    sign = (num == (num = Math.abs(num)));
    num = Math.floor(num * 100 + 0.50000000001);
    cents = num % 100;
    num = Math.floor(num / 100).toString();
    if (cents < 10) cents = "0" + cents;
    for (var i = 0; i < Math.floor((num.length - (1 + i)) / 3); i++) num = num.substring(0, num.length - (4 * i + 3)) + ',' + num.substring(num.length - (4 * i + 3));
    return (((sign) ? '' : '-') + '$' + num)
}

function fmtMoney(number) {
    floatPoint = 2;
    decimalSep = '.';
    thousandsSep = ',';
    (number + '').match(/(\d+)(?:\.(\d+)|)/);
    with(RegExp) {
        var frac = floatPoint ? decimalSep + Number('.' + $2).toFixed(floatPoint).substr(2) : '';
        alert('$ ' + ((x = $1.length % 3) ? $1.substr(0, x) + thousandsSep : '') + $1.substr(x).replace(/(\d{3})(?=\d)/g, '$1' + thousandsSep) + frac);
        return '$ ' + ((x = $1.length % 3) ? $1.substr(0, x) + thousandsSep : '') + $1.substr(x).replace(/(\d{3})(?=\d)/g, '$1' + thousandsSep) + frac
    }
}

function SetHeight(big, small, element, info) {
    imageHeight = Math.round((small / big) * 100);
    growImage(element, imageHeight);
    $(element).title = info;
    $(element).alt = info
}

function growImage(element, goal) {
    if (parseInt($(element).style.height) < goal && parseInt($(element).style.height) < 100) {
        $(element).style.height = Number(parseInt($(element).style.height) + 1) + 'px';
        my_timeout = setTimeout('growImage(\'' + element + '\',\'' + goal + '\');', 25)
    }
    if (parseInt($(element).style.height) > goal) {
        $(element).style.height = Number(parseInt($(element).style.height) - 1) + 'px';
        my_timeout = setTimeout('growImage(\'' + element + '\',\'' + goal + '\');', 25)
    }
}

function CalcCycle(debt, interest, min) {
    TotalPaymentFactored = 0;
    TotalCycles = 0;
    currentDebt = debt;
    monthInterest = interest / 12;
    while (currentDebt > 0) {
        payment = currentDebt * min;
        if (payment < 25) {
            payment = 25
        }
        TotalPaymentFactored += payment;
        waste = currentDebt * monthInterest;
        currentDebt = currentDebt - (payment - waste);
        TotalCycles++
    }
    return TotalCycles
}

function calcForm() {
    TotalUnsecuredDebt = $('userTotalUnsecuredDebt').value.replace('$', '');
    TotalUnsecuredDebt = TotalUnsecuredDebt.replace(',', '');
    AvgInterestRate = $('userAvgInterestRate').value.replace('%', '') / 100;
	
	
    // if ($('creditorDuration').value == 1) 
	// {
        // if (TotalUnsecuredDebt <= 25000)
		// {
            // ProgramPeriod = 18
        // }
		// else
		// {
            // ProgramPeriod = 32
        // }
    // } // change by steve
	// else
	// {
		if (TotalUnsecuredDebt < 5000 ) 
		{
            alert("Please enter your debt amount more than 5000.");
			return false;
        }
		if (TotalUnsecuredDebt <= 9999 && TotalUnsecuredDebt >= 5000) 
		{
            //ProgramPeriod = 12 changed by san on 16/1/10
         ProgramPeriod = 18
        }
        //if (TotalUnsecuredDebt <= 9000 && TotalUnsecuredDebt > 8000) 
//		{
//            ProgramPeriod = 2335,999
//        }
        //if (TotalUnsecuredDebt <= 24999 && TotalUnsecuredDebt >= 10000) 
//		{
//            ProgramPeriod = 18
//        }
//        if (TotalUnsecuredDebt <= 34999 && TotalUnsecuredDebt >= 25000) 
//		{
//            ProgramPeriod = 36
//        }
       
        //if (TotalUnsecuredDebt >= 35000) {
//            ProgramPeriod = 48
//        }
	///san changed	
		if (TotalUnsecuredDebt <= 24999 && TotalUnsecuredDebt >= 10000) 
		{
            ProgramPeriod = 30
        }
		
		if (TotalUnsecuredDebt <= 35999 && TotalUnsecuredDebt >= 25000) 
		{
            ProgramPeriod = 36
        }
      	if (TotalUnsecuredDebt >= 36000) 
		{
            ProgramPeriod = 48
        }
		
    // }
    $('afsTotalUnsecuredDebt').innerHTML = moneyFormat(TotalUnsecuredDebt);
    $('dcTotalUnsecuredDebt').innerHTML = moneyFormat(TotalUnsecuredDebt);
    $('ccTotalUnsecuredDebt').innerHTML = moneyFormat(TotalUnsecuredDebt);
    $('dnTotalUnsecuredDebt').innerHTML = moneyFormat(TotalUnsecuredDebt);
    $('afsMonthsToPayOff').innerHTML = ProgramPeriod;
    if (AvgInterestRate * 100 == Math.floor(AvgInterestRate * 100))
	{
        displayInterestRate = AvgInterestRate * 100 + '.0'
    }
	else
	{
        displayInterestRate = AvgInterestRate * 100
    }
    $('dnInterestRate').innerHTML = Math.round(displayInterestRate * 100) / 100 + '%';
    nothingDuration = CalcCycle(TotalUnsecuredDebt, AvgInterestRate, 0.025);
  //    afs_fee = TotalUnsecuredDebt * 0.14;previous
	afs_fee = TotalUnsecuredDebt * 0.25;//add by san //edit by steve
//    TotalCost = (TotalUnsecuredDebt * 0.4) + afs_fee;previous 	
//    TotalCost = (TotalUnsecuredDebt * 0.4) + afs_fee + 49.85;//add by san
		getmore= ProgramPeriod * 9.85;//change by steve
    TotalCost = (TotalUnsecuredDebt * 0.4) + afs_fee + getmore ;//add by san
    TotalMonthlyPayment = TotalCost / ProgramPeriod;//by steve
	//forcreditors=TotalUnsecuredDebt * 0.4;by steve
	//byadd_afsfee_forcreditors=afs_fee + forcreditors;by steve
	//TotalMonthlyPayment = (byadd_afsfee_forcreditors/ProgramPeriod)+49.85;by steve
    $('afsYourTotalCost').innerHTML = moneyFormat(TotalCost);
    $('afsMonthlyPayment').innerHTML = moneyFormat(TotalMonthlyPayment);
    MonthlyPayment = (TotalUnsecuredDebt * (AvgInterestRate / 12)) / (1 - Math.pow(1 + (AvgInterestRate / 12), -1 * ProgramPeriod));
    IntrestPaid = (MonthlyPayment * ProgramPeriod) - TotalUnsecuredDebt;
    dccInterestRate = 0.11;
    dccMonthlyPayment = (TotalUnsecuredDebt * (dccInterestRate / 12)) / (1 - Math.pow(1 + (dccInterestRate / 12), -1 * 60));
    $('dcMonthlyPayment').innerHTML = moneyFormat(dccMonthlyPayment);
    dccExtraInterestPaid = (dccMonthlyPayment * 60) - TotalUnsecuredDebt;
    $('dcExtraInterestPaid').innerHTML = moneyFormat(dccExtraInterestPaid);
    dccTotalCost = (dccMonthlyPayment * 60);
    $('dcYourTotalCost').innerHTML = moneyFormat(dccTotalCost);
    dnnMonthlyPayment = TotalUnsecuredDebt * 0.03;
    $('dnMonthlyPayment').innerHTML = moneyFormat(dnnMonthlyPayment);
    dnnExtraInterestPaid = TotalPaymentFactored - TotalUnsecuredDebt;
    $('dnExtraInterestPaid').innerHTML = moneyFormat(dnnExtraInterestPaid);
    dnnTotalCost = TotalPaymentFactored;
    $('dnYourTotalCost').innerHTML = moneyFormat(dnnTotalCost);
    $('dnMonthsToPayOff').innerHTML = nothingDuration;
    cccRate = Math.round((AvgInterestRate * 0.95) * 100) / 100;
    cccMonthlyPayment = dnnMonthlyPayment * 0.95;
    $('ccMonthlyPayment').innerHTML = moneyFormat(cccMonthlyPayment);
    cccExtraInterestPaid = (cccMonthlyPayment * 60) - TotalUnsecuredDebt;
    $('ccExtraInterestPaid').innerHTML = moneyFormat(cccExtraInterestPaid);
    cccTotalCost = (cccMonthlyPayment * 60);
    $('ccYourTotalCost').innerHTML = moneyFormat(cccTotalCost);
    $('maxmonthly').innerHTML = moneyFormat(dnnMonthlyPayment) + '+';
    $('medmonthly').innerHTML = moneyFormat(dnnMonthlyPayment / 2);
    SetHeight(dnnMonthlyPayment, dnnMonthlyPayment, 'Monthlydonothing', 'Do Nothing - ' + moneyFormat(dnnMonthlyPayment));
    SetHeight(dnnMonthlyPayment, dccMonthlyPayment, 'Monthlydebtcon', 'Debt Consolidation - ' + moneyFormat(dccMonthlyPayment));
    SetHeight(dnnMonthlyPayment, cccMonthlyPayment, 'Monthlycreditco', 'Credit Counseling - ' + moneyFormat(cccMonthlyPayment));
    SetHeight(dnnMonthlyPayment, TotalMonthlyPayment, 'Monthlycds', 'Clear Debt Solution - ' + moneyFormat(TotalMonthlyPayment));
    SetHeight(100, 270, 'Timedonothing', 'Do Nothing - 270 months');
    SetHeight(100, 60, 'Timedebtcon', 'Debt Consolidation - 60 Months');
    SetHeight(100, 60, 'Timecreditco', 'Credit Counseling - 60 Months');
    SetHeight(100, ProgramPeriod, 'Timecds', 'Clear Debt Solution - ' + ProgramPeriod + ' Months');
    TUS = TotalUnsecuredDebt;
    if (TUS < 29999) {
        filter = 50000
    }
    if (TUS >= 30000 && TUS <= 49999) {
        filter = 90000
    }
    if (TUS >= 50000 && TUS <= 99999) {
        filter = 190000
    }
    if (TUS >= 100000 && TUS <= 149999) {
        filter = 300000
    }
    if (TUS >= 150000) {
        filter = TUS * 2 + 100000
    }
    $('TDtop').innerHTML = moneyFormat(filter) + '+';
    $('TDmed').innerHTML = moneyFormat(filter / 2);
    SetHeight(filter, dnnTotalCost, 'donothing', 'Do Nothing - ' + moneyFormat(dnnTotalCost));
    SetHeight(filter, dccTotalCost, 'debtcon', 'Debt Consolidation - ' + moneyFormat(dccTotalCost));
    SetHeight(filter, cccTotalCost, 'creditco', 'Credit Counseling - ' + moneyFormat(cccTotalCost));
    SetHeight(filter, TotalCost, 'cds', 'Clear Debt Solution - ' + moneyFormat(TotalCost))
}

// JavaScript Document